Off analysis collection, Costa Rica could have been get together sex-disaggregated credit investigation for several years, triggerred because of the national ID system

The Ministry out of Economy, Business and Trade (MEIC) enjoys then followed specific regulations to promote entrepreneurship to the support to help you feminine and you will teens as crosscutting layouts. Nonetheless, zero specific means otherwise plan has been developed to advertise female-owned/contributed MSME investment.

When you look at the 2017, with regards to the Internationally Findex, the newest usage of credit gender pit is actually fourteen per cent, which have 75 per cent for men and you can 61 per cent for women. Twenty-three % of Costa Rican society stored in the an economic institution, having 19 per cent of women protecting at a lender.

Now, the entire Superintendency off Monetary Organizations (SUGEF, Superintendencia General de- Entidades Financieras), new financial regulator, has continued to develop gender signs and you may intentions to orientate procedures to connection new gender gap.

The new Ministry away from Economy, World and you will Business (MEIC – Ministerio de Economia, Industria y Comercio) is the ruling human body responsible for guidelines into the private effort, company invention and you can strategy of providers culture into globe, commerce and you can attributes sectors, as well as for this new SME markets. Associated with aforementioned, the latest MEIC functions inside coordination into bank system to your style of credit applications intended for the fresh market and producing the the means to access electronic communications functions and you will boost their formalization. Inside experience, the new MEIC has been dealing with new INAMU in addition to National Understanding Institute (INA, because of its acronym into the Foreign-language) in the construction and performance out-of a specific system for women entrepreneurs: the brand new National Program to own Businesswomen.

This new Central Financial of Costa Rica (Banco Main de Costa Rica, BCCR) is responsible for this new monetary and rate of exchange plan. This new National Council to own Oversight of your Economic climate (CONASSIF) ‘s the regulator and you can supervisory power functioning from the Superintendencies: > SUGEF: to own monetary intermediaries (AFI member while the 2013), > SUGEVAL: for securities, > SUPEN: into federal your retirement system, and you will > SUGESE: towards insurance coverage markets.

On the System regarding Banking to have Innovation (SBD) Work n? 9274, article 8 states your SBD do framework rules so you can counteract gender inequalities, which have capital procedures and you can non-investment that enable fair accessibility for females, regarding access to credit, pledges and you can non-economic features and you will company luonnostaan kaunein nainen development. Economic entities one accessibility SBD resources have to have, among their financing apps, procedures that make up for gender inequalities.

Concerning the particular applications of INAMU, owing to FOMUJERES (virtually “the latest money for ladies”), a great nonreimbursable financing, funds women who expose team attempts otherwise attempts to defend ladies rights. From inside the 2021, FOMUJERES gave assistance to 572 strategies from rural female all across the nation, having step one.8 million USD. The quantity of this new loans resources as 2014 was USD nine.8 mil to finance more than step 3.000 energetic tactics.

Finally, new Blended Institute away from Public Help (IMAS – Instituto Mixto de- Ayuda Societal), with regards to believe FIDEIMAS (literally IMAS?Trust), authored within the construction of one’s Law out-of Focus on Feminine for the Impoverishment Requirements, is aimed at resource even more and you may part claims, thanks to credit that have favorable interest rates. The newest trust now offers trainings, technology direction and you will follow-up for those or communities one would productive systems.

step 3.1 Commercial Banks

This new monetary business when you look at the Costa Rica was reigned over from the stateowned banks that enable to get to plan objectives as they are engaged in system creativity, financial introduction and you can SME credit. Inside the 2008, the nation depending the financing Fund to have Innovation (Fondo de Credito para el Desarrollo) that is used to finance apps in the System from Financial to have Advancement (SBD). Within this framework, personal banking companies is required to import money to state-had banking companies involved with SBD.